Terms and Conditions

Last updated: October 5, 2025

1. Agreement to Terms

By accessing and using the ZINBLOCK MINT platform ("Platform"), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, you must not use the Platform. ZINBLOCK FZE reserves the right to modify these terms at any time, and continued use constitutes acceptance of such changes.

2. Eligibility

To use the Platform, you must:

  • Be at least 18 years of age or the age of majority in your jurisdiction
  • Have the legal capacity to enter into binding contracts
  • Not be located in a sanctioned jurisdiction or prohibited territory
  • Successfully complete our KYC verification process

3. Account Registration and Security

3.1 Account Creation: You must provide accurate, complete, and current information during registration. You are responsible for maintaining the confidentiality of your account credentials.

3.2 Security: You agree to immediately notify us of any unauthorized use of your account. ZINBLOCK is not liable for losses arising from unauthorized access to your account.

3.3 One Account Per User: Each user may maintain only one account. Multiple accounts may result in suspension or termination.

4. Investment Services

Important: ZINBLOCK MINT provides a platform for fractional real estate investment. We do not provide investment advice, and all investment decisions are made solely by you. Past performance does not guarantee future results.

By investing through the Platform, you acknowledge that you understand the risks involved, including the potential for complete loss of capital. You agree to review all property documentation and disclosures before making any investment decision.

5. Fees and Payments

5.1 Platform Fees: A 2% fee applies to all initial investments, and a 1% annual management fee is charged on holdings.

5.2 Trading Fees: Secondary marketplace transactions incur a 0.5% fee for both buyer and seller.

5.3 Payment Methods: We accept cryptocurrency and bank transfers. All fees are clearly disclosed before transaction confirmation.

6. Token Ownership and Rights

Property tokens represent fractional ownership in real estate assets. Token holders receive:

  • Proportional rights to rental income distributions
  • Rights to proceeds from property appreciation or sale
  • Limited voting rights on major property decisions

7. Prohibited Activities

You agree not to:

Engage in market manipulation or fraud
Use automated trading systems without approval
Attempt to circumvent security measures
Violate any applicable laws or regulations
Engage in money laundering activities
Share account access with third parties

8. Intellectual Property

All content, trademarks, and intellectual property on the Platform are owned by ZINBLOCK FZE. You may not reproduce, distribute, or create derivative works without our express written permission.

9. Limitation of Liability

To the maximum extent permitted by law, ZINBLOCK FZE shall not be liable for:

  • Investment losses or market fluctuations
  • Technical failures or interruptions of service
  • Unauthorized access resulting from your negligence
  • Third-party actions or omissions

10. Termination

We reserve the right to suspend or terminate your account for violation of these terms, suspicious activity, or regulatory requirements. Upon termination, you retain ownership of your tokens but may lose access to Platform features.

11. Governing Law and Dispute Resolution

These Terms are governed by the laws of the Dubai International Financial Centre (DIFC). Any disputes shall be resolved through arbitration in Dubai in accordance with DIFC-LCIA Arbitration Rules.

12. Contact Information

For questions about these Terms and Conditions:

Email: legal@zinblock.com
Phone: +971 800 779726
Address: 04, Sheikh Rashid Tower, Dubai World Trade Centre, Dubai, UAE